Blog

April 15, 2025
Watching your 401(k) account dip during a market downturn can feel like a punch to the gut. We understand it’s stressful. It’s emotional. And if you’re like most people, your first instinct might be to hit the panic button. But here’s the truth: Panicking is the worst thing you can do when it comes to your retirement savings. Market volatility is a normal part of the investment cycle. Ups and downs happen. What matters is how you respond to them. In this article, we’ll walk you through what not to do and what actions may help you stay on track.

Advisory: Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the adviser has attained a particular level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any benchmark.