Retirement Opportunities Focused on YOUR Future
Retirement Services Built on Decades of Professional Experience and Integrity
Planning for retirement enhanced by a fiduciary partner putting your interests first. Our comprehensive retirement services provide access to professionals helping you prepare for your future. Whether you're interested in 401k plans, PEPs (pooled employer plans), or a customized retirement plan just for you, we can help. Would having a Registered Investment Adviser help managing your current finances create value for you? Would fiduciary guidance in your 401(k) account without moving the money out of your current plan provide value over the years? This may be possible in most cases. We have many cutting edge solutions you may not be aware of to customize your retirement cash flow. We have decades of experience to guide you through the process. Our retirement services are designed to maximize your savings potential seeking to minimize risks. Allowing Royal Fund Management to help you achieve peace of mind as you plan for retirement may be a wise choice. Please reach out to learn how to begin to be proactive starting today.
We don’t invest for our clients; we invest with them, building a partnership grounded in trust for a brighter financial future.
ABOUT US
Empowering Your Financial Future with Integrity
At Royal Fund Management, we prioritize your financial future with cutting-edge offerings designed to put you ahead of the status quo and avoid the one-size-fits-all experience. We provide planning and fee-only advisory services for unbiased guidance. As independent fiduciaries, we offer personalized investment strategies tailored to your specific goals.
GET TO KNOW
Todd M Ehret, IAR
Todd M. Ehret is an Investment Advisor Representative with Royal Fund Management, LLC. Todd is committed to delivering significant value to clients. With a background in banking and business problem-solving, he began his career as a real estate loan officer. In 2008, he launched a wealth management practice to provide clients with a transparent way to invest in the the market while avoiding commissions charged by broker dealers dominating the retirement market space.
Since 2017 Todd has been working exclusively with Royal Fund Management, LLC, focusing on assisting individuals and businesses in implementing a unique process to create value. This relationship has provided exclusive opportunities and transparent fees for clients. At Royal Fund Management we are large enough to have access to an abundance of financial offerings but as a boutique advisory firm we are still small enough to give clients the individual attention they seek.
At Royal Fund Management our commitment is to put you, the client, first while providing unique market participation and risk mitigation. We seek to provide tax-advantaged income strategies and legal tax avoidance, prioritizing long-term relationships that seek to generate clarity and certainty in financial outcomes for clients and their families.
401(K) Maneuver Form Registration
Welcome to 401(k) Maneuver, your professional partner in managing and maximizing your 401(k) retirement plan. Our goal is to empower individuals with the knowledge and tools they need to make informed decisions about their retirement savings. Whether you're just starting your 401(k) or looking to optimize your existing plan, we offer personalized guidance, valuable insights, and strategies designed to help you achieve long-term financial goals.
With easy-to-use tools, educational resources, and tailored advice, we assist you in navigating the complexities of your 401(k), from contribution strategies to investment options. Our platform helps you monitor your plan's performance, understand the tax advantages, and make adjustments as needed to stay on track for your retirement goals.
Let us guide you on the path to a confident financial future—because your retirement matters.
Business Owners Help Your Business Graduate out of your 401(k) to PEP and MEP Plans Custom Built from Employee and Company Perspective Instead common Financial Institution Offerings
The Setting Every Community Up for Retirement Enhancement (SECURE) 2.0 Act, passed in late 2022, aims to encourage Americans to save for retirement. In the U.S., Pooled Employer Plans (PEPs) are expected to reshape the way retirement benefits are delivered. They are already available to employers eligible to sponsor 401(k) plans, and thanks to the SECURE 2.0 Act, they will soon be available to tax-exempt employers eligible to sponsor 403(b) plans. When Royal Fund Management leadership saw the need for clients to get more from their retirement plans at work, they began building what we believe has the potential to transform the age-old 401(k) process into a state-of-the-art, value-creating retirement oasis—the RFM Pooled Employer Plan (PEP), the RFM Multiple Employer Plan (MEP), and the RFM Maneuver Plan (401k Participant Account Management Program), all under the RFM fiduciary umbrella of services. Please consider contacting us to set up a complimentary benchmark to your current plan and discover if our offerings may provide value to you.
Commitment to Integrity
We prioritize your interests through independent fiduciary responsibility, your investments are managed with the utmost integrity.
Tailored Solutions
Our strategies cater to your unique retirement goals, enhancing potential returns while managing risks to help you stay the course to empower your financial future.
Join the Future with an RFM Maneuver Pooled Employer Plan (PEP)
Experience the advantage of our Pooled Employer Plan (PEP) and simplify retirement offerings by switching your 401(k) to our PEP. Many companies in Southern Minnesota and Northern Iowa are taking advantage of our no-cost side-by-side comparison (benchmark) of our PEP to your current plan. Our fee-only advisory model seeks to provide peace of mind, ensuring every decision is made with your company's best interests at heart. Embrace the power of collaboration with our PEP, designed to streamline processes, reduce administrative burdens, and provide your employees coordinated access to an SEC Registered Investment Advisor for any financial questions they may have regarding their company retirement or personal finances. Our goal is for you to experience a sigh of relief once on board, as we take care of preparing your 5500s correctly and provide no-cost annual audits for your company under our three fiduciaries. Let us guide you towards a more efficient and effective retirement solution for you and your most valuable asset—your people. Help unlock the potential of a PEP with your company today!
Financial Planning Services to Chart Your Course
Financial Confidence
Embark on your financial journey with our professional Financial Planning Services, designed to simplify your investing experience.
Investment Strategies
Our seasoned advisors help create tailored strategies focused on your unique goals and risk tolerance, providing guidance for your future.
Integrity Guidance
With a commitment to integrity and client-first principles, we provide clarity and direction in an ever-changing financial landscape.
Retirement Planning: Your Future, Our Priority
We strive to enhance your golden years with our strategic Retirement Planning services in Southern Minnesota and Northern Iowa. Our independent, fee-only advisory service puts your interests first, helping you plan to reach your retirement goals. We focus on long-term success, utilizing a diversified approach with no-load mutual funds, individual equities, and ETFs—no loads or commissions. Whether you're looking to build wealth or improve your savings, our tailored strategies are designed to increase your portfolio's value over time. Our goal is for you to experience a rewarding retirement with our professional guidance.
Employer Retirement Plan Solutions Made Simple
Streamlined Solutions
Our Employer Retirement Plans simplify operations and boosts employee benefits.
Objective Guidance
As fiduciaries, we offer unbiased advice to help you choose the best retirement plans.
Performance Analysis
We analyze thousands of funds for superior performance and cost efficiency.
Comprehensive Management
Let us manage the complexities of retirement plans, enhancing your employee benefits.
10+
Services Offered
40+
Years in Business
10+
Business Locations
Group Retirement Services with a Personal Touch
With our Multiple Employer Plan (MEP) and Pooled Employer Plan (PEP) Retirement Services, we offer personalized, hands-on support to help businesses and their employees as they seek to achieve their unique retirement goals. Our strategies are built on a foundation of transparency and client-first fiduciary duty, giving you peace of mind that your financial interests are prioritized. Enjoy a collaborative approach that focuses on serving diverse company needs and providing employees access to a SEC Registered Investment Advisor to guide their retirement choices. Our goal is to provide the professional and personal care your team deserves. Experience the difference of our attentive service today.
Royal Fund Management Pooled Employer Plan (PEP) Multiple Employer Plans (MEP) Reduced Costs, Liability, Enhanced Employee Retention, Perks
The SECURE 2.0 Act of 2022 expanded the use of Pooled Employer Plans (PEPs) and Multiple Employer Plans (MEPs) to include 403(b) plans. The Royal Fund Management Pooled Employer Plan (PEP) seeks to offer an amazing opportunity to for businesses to eliminate their annual audit cost, greatly reduce time preparing the annual 5500 report and transfer liability from the 5500 signer to our three fiduciaries. Our PEP strategy can provide access to employees to a SEC Registered Advisor to help them plan their own futures. Royal Fund Management PEP helps simplify management and reduce costs, while leveraging professional experience to enhance investment outcomes. Our commitment to acting in the best interests of our clients strives to provide that every decision is deliberate and client centered. Contact us to set up a 15 min virtual meeting to see if our PEP will create value for you or your business.
Retirement Solutions From Home Convenient Access Online
We offer Retirement Services tailored to the unique needs of our clients nationwide. Our independent, fee-only strategy recommendations work toward your best interest, devoid of conflicts from commissions. We are now providing online access to scheduling your visit when it works best for you, with both in-person and time-saving video meetings available for your convenience. We strive to provide innovative strategies and personalized support as you work towards a goal of a prosperous retirement. Contact us to learn more about how working with us can benefit your financial future.
Our success is ultimately measured by your ability to achieve your financial goals and aspirations.
Should you settle for anything less?
What Sets Us Apart
What sets Royal Fund Management apart is our unwavering dedication to a client-centered approach. Our fee-only model helps mitigate conflicts of interest, focusing efforts on every decision made with your success in mind. With over 40 years of industry experience, we harness the power of diversified investments to meet your specific objectives. Our ongoing portfolio management is frequently adjusted as market conditions dictate, placing your needs at the heart of our service. Discover why our clients turn to us with their most important financial decisions. Schedule a consultation with us today to see the difference.
Frequently Asked Questions
Find answers to common inquiries below. Reach out for more information.
How Does Royal Fund Management, LLC create value for clients?
Royal Fund Management, LLC is in the business of providing profesional retirement solutions to clients across the nation. Our value stems from our commitment to offering independent fiduciary responsibility, focusing on our clients' best interests first. Being a fee-only investment advisory firm means we are not influenced by product commissions, allowing us to provide unbiased retirement services tailored to individual needs. Our clients appreciate the transparency and integrity in our approach, knowing that our recommendations in retirement services are based purely on potential growth and security, not sales incentives. With specialized retirement services designed to meet diverse investment objectives, and a steadfast dedication to client service, it's no wonder we've become a name in retirement services in the region our clients have come to rely on. Reach out today to experience how our retirement services can benefit your financial future.
How does Royal Fund Management uphold its fiduciary responsibility?
At Royal Fund Management, we uphold our fiduciary responsibility by always putting our clients' interests first. Our fee-only structure ensures that there are no conflicts of interest since we don't earn commissions from financial products. This model allows us to focus solely on providing personalized financial planning that aligns with your unique goals. Get in touch with us to learn how we can tailor our services to best meet your needs.
What types of retirement plans does Royal Fund Management offer?
We offer a comprehensive array of retirement plans t focus on Pooled Employer Plans (PEPs), and Multiple Employer Plans (MEPs). Our retirement planning services are designed to help both individuals and employers optimize their retirement savings. Each plan is crafted to provide individuized growth potial suited to your specific circumstances. Schedule a consultation with us to explore a custom retirement plan for you or your business. Find out if you are ready for retirement today.
Can Royal Fund Management help both individuals and businesses?
Absolutely, we cater to both individuals and businesses seeking robust retirement solutions. Our employer retirement plans are tailored to enhance employee benefits while aligning with organizational goals. For individuals, our financial and retirement planning services focus on achieving personal financial objectives. Contact us today to discover how we can assist you or your organization.
Stay Connected
Don’t Hesitate to Reach Out.
Our Location:
1403 15th Ave NW Austin, MN 55912, USA
Business Hours:
Monday – Friday: 9:00 a.m. – 5:00 p.m.
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Advisory: Advisory services are offered through Royal Fund Management, LLC, which is registered as an investment adviser with the SEC and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission, nor does it indicate that the adviser has attained a particular level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, contributions or withdrawals, and economic conditions may materially alter the performance of your portfolio. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's investment portfolio. There are no assurances that a client’s portfolio will match or outperform any benchmark.
Insurance: Insurance product guarantees are subject to the claims-paying ability of the issuing company.
The adviser is paid commissions on the sale of insurance products.
